They might also give you your credit score. They'll give you free copies of your credit report every year, and they also offer insurance against identity theft. Linda Sherry
Motivational, Inspirational, Funny Quotes
![[Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit. - Linda Sherry Quotes](/pic/img/img.php?text=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&author=ICBMaW5kYSBTaGVycnkgICAg&num=2 "[Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit. - Linda Sherry Quotes")
