These lower-premium plans can mask hidden costs for federal employees, ... The cheaper premium is usually coupled with higher deductibles, meaning federal workers will simply pay higher out-of-pocket costs or avoid visiting the doctor.  -   Colleen Kelley     Quotes
These lower-premium plans can mask hidden costs for federal employees, ... The cheaper premium is usually coupled with higher deductibles, meaning federal workers will simply pay higher out-of-pocket costs or avoid visiting the doctor. Colleen Kelley