More - Dallas Salisbury Quotes

What's interesting to note is how differently individuals in these plans choose to allocate their assets. The actual numbers end up fitting with what most advisers say people should be doing.

Dallas Salisbury

We're seeing innovation to help individuals save for retirement more easily instead of putting so much reliance on the employee to find the time to do it. The Principal 10 Best winners are taking 401(k) plans and giving them more security with automatic diversification and annuity options,

Dallas Salisbury

$Many people don't even contribute to a 401(k) plan when given the option. And of those that do contribute, 75 percent contribute a fraction of what they could contribute. - Dallas Salisbury Quotes$

Many people don't even contribute to a 401(k) plan when given the option. And of those that do contribute, 75 percent contribute a fraction of what they could contribute.

Dallas Salisbury

The administrative costs (of an employer plan) are frequently cheaper. It's generally going to cost you less money than an IRA.

Dallas Salisbury

I think many people end up taking buyout offers quickly because $100,000 (or some other lump-sum payment) can seem like a great deal of money, only to end up realizing after the fact that it wasn't enough to justify leaving. People need to avoid the wide-eyed feeling of I'm winning the lottery and make sure they think about if I am 50 I still got decades ahead of me.

Dallas Salisbury

In general, an individual's likelihood of having health insurance coverage increases with income, ... The research reported here suggests that the uninsured population is more likely to be characterized by low income than previous estimates would have us believe.

Dallas Salisbury

Individuals are more and more aware that Social Security is going to have problems, that Medicare is going to have problems,

Dallas Salisbury

Workers should think about it very carefully and go through a very clear evaluation.

Dallas Salisbury

I think it will (lead to greater participation). The component that will make that happen will be the ability to enroll in the plan online and make changes in enrollment status.

Dallas Salisbury

Ability

Carrying a very different cost structure than your competitors and having an element of unpredictability relative to competitors has caused many companies to move away from defined benefit plans.

Dallas Salisbury

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