[If you carry a balance, you should by all means use this low-rate environment to lower your finance charges and trim your debt. But rather than blindly shop for the lowest rates, consider your credit history and search accordingly.] You have to be realistic about your credit, ... If your credit is spotty, don't waste your time applying for a 9 percent rate. - Robert McKinley Quotes
[If you carry a balance, you should by all means use this low-rate environment to lower your finance charges and trim your debt. But rather than blindly shop for the lowest rates, consider your credit history and search accordingly.] You have to be realistic about your credit, ... If your credit is spotty, don't waste your time applying for a 9 percent rate. Robert McKinley
 

More - Robert McKinley Quotes

The trend this year has been to raise rates because of the increasing number of defaults among consumers. - Robert McKinley Quotes

The trend this year has been to raise rates because of the increasing number of defaults among consumers.

Robert McKinley

 Consumers
The trend this year has been to raise rates because of the increasing number of defaults among consumers, - Robert McKinley Quotes

The trend this year has been to raise rates because of the increasing number of defaults among consumers,

Robert McKinley

 Consumers
There's been a fee frenzy, ... (A wide range of charges) have been beefed up. - Robert McKinley Quotes

There's been a fee frenzy, ... (A wide range of charges) have been beefed up.

Robert McKinley

 
Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere. - Robert McKinley Quotes

Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.

Robert McKinley

 
Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come. - Robert McKinley Quotes

Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come.

Robert McKinley

 
[And even if the you end up not having to pay, you may feel less than jubilant.] Being a victim of credit fraud is like being rear-ended, ... It can really ruin your day. - Robert McKinley Quotes

[And even if the you end up not having to pay, you may feel less than jubilant.] Being a victim of credit fraud is like being rear-ended, ... It can really ruin your day.

Robert McKinley

 
[If you carry a balance, you should by all means use this low-rate environment to lower your finance charges and trim your debt. But rather than blindly shop for the lowest rates, consider your credit history and search accordingly.] You have to be realistic about your credit, ... If your credit is spotty, don't waste your time applying for a 9 percent rate. - Robert McKinley Quotes

[If you carry a balance, you should by all means use this low-rate environment to lower your finance charges and trim your debt. But rather than blindly shop for the lowest rates, consider your credit history and search accordingly.] You have to be realistic about your credit, ... If your credit is spotty, don't waste your time applying for a 9 percent rate.

Robert McKinley

 
The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully. - Robert McKinley Quotes

The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully.

Robert McKinley

 
There are fees. You may have a balance transfer fee or a convenience fee, and the interest starts right away and the interest rate typically on those checks is very high. Nineteen percent or higher. - Robert McKinley Quotes

There are fees. You may have a balance transfer fee or a convenience fee, and the interest starts right away and the interest rate typically on those checks is very high. Nineteen percent or higher.

Robert McKinley

 
You can get zero percent rates that last as long as a year. We've never seen anything like this before. - Robert McKinley Quotes

You can get zero percent rates that last as long as a year. We've never seen anything like this before.

Robert McKinley

 
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