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More - Ken McEldowney Quotes

If a consumer is paying late, or not making credit card payments, they know that before it hits a credit report. The only thing this might be a safeguard against is some kind of fraud -- and my understanding is that the credit reporting agencies have safeguards. - Ken McEldowney Quotes

If a consumer is paying late, or not making credit card payments, they know that before it hits a credit report. The only thing this might be a safeguard against is some kind of fraud -- and my understanding is that the credit reporting agencies have safeguards.

If you make a couple of late payments on a new card with an introductory rate, ... your annual percentage rate could jump as much as 15 percentage points. - Ken McEldowney Quotes

If you make a couple of late payments on a new card with an introductory rate, ... your annual percentage rate could jump as much as 15 percentage points.

The banking industry has become so competitive that there are widespread free accounts out there with no conditions whatsoever. - Ken McEldowney Quotes

The banking industry has become so competitive that there are widespread free accounts out there with no conditions whatsoever.

Consolidation makes it easier for these anti-consumer policies to take hold. - Ken McEldowney Quotes

Consolidation makes it easier for these anti-consumer policies to take hold.

In the long run, it's a good thing for the consumer. - Ken McEldowney Quotes

In the long run, it's a good thing for the consumer.

Lenders are increasingly using risk-based pricing to make loans. If you don't find out your credit score, check your credit report and correct mistakes, you're going to be totally in the dark, and run the risk of paying far higher interest rates on loans. - Ken McEldowney Quotes

Lenders are increasingly using risk-based pricing to make loans. If you don't find out your credit score, check your credit report and correct mistakes, you're going to be totally in the dark, and run the risk of paying far higher interest rates on loans.

Risk

In essence you incurred the balance while you were much more credit worthy in the eyes of the credit card company. - Ken McEldowney Quotes

In essence you incurred the balance while you were much more credit worthy in the eyes of the credit card company.

All too often, companies take data security far too casually. I guess they assume nothing is going to happen. - Ken McEldowney Quotes

All too often, companies take data security far too casually. I guess they assume nothing is going to happen.

We would have preferred the new rates be phased in over a year or two, so consumers had a chance to adjust to it. It's going to be sticker shock, especially because it hits right after Christmas. - Ken McEldowney Quotes

We would have preferred the new rates be phased in over a year or two, so consumers had a chance to adjust to it. It's going to be sticker shock, especially because it hits right after Christmas.

There's no reason for someone to have a bounce-protection plan. Seek out the overdraft-protection plan. - Ken McEldowney Quotes

There's no reason for someone to have a bounce-protection plan. Seek out the overdraft-protection plan.

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