Credit counseling sounds like a good thing. If the credit agency is sincerely concerned about the debtor then it's a good thing. However, if the credit agency is more concerned about a fee that is generated for them by consolidating the debt through their office, then it's a bad thing.  -   Kenneth Meyers     Quotes
Credit counseling sounds like a good thing. If the credit agency is sincerely concerned about the debtor then it's a good thing. However, if the credit agency is more concerned about a fee that is generated for them by consolidating the debt through their office, then it's a bad thing. Kenneth Meyers