[According to the old rules for refinancing, it wasn't worth your while unless you could lower your rate by 2 percentage points.  Now that the process is easier and cheaper than ever, that's no longer the case.] The cost of refinancing is quite [a bit] lower than it was five or 10 years ago, ... Anyone who has taken out a mortgage in the past few years should look into refinancing. - Greg McBride Quotes
[According to the old rules for refinancing, it wasn't worth your while unless you could lower your rate by 2 percentage points.  Now that the process is easier and cheaper than ever, that's no longer the case.] The cost of refinancing is quite [a bit] lower than it was five or 10 years ago, ... Anyone who has taken out a mortgage in the past few years should look into refinancing. Greg McBride
 

More - Greg McBride Quotes

Sometimes that difference between short-term rates and long-term rates expands and sometimes it narrows. That difference has narrowed in the last two years, which hampers banks' ability to profit from the difference. - Greg McBride Quotes

Sometimes that difference between short-term rates and long-term rates expands and sometimes it narrows. That difference has narrowed in the last two years, which hampers banks' ability to profit from the difference.

Greg McBride

 
[In 2002, rates on both types of cards are nearly certain to rise. Even fixed-rate cards are no shelter.] The jockeying around to find a low-rate card is really only half the equation, ... The real thing to do is pay down debt. - Greg McBride Quotes

[In 2002, rates on both types of cards are nearly certain to rise. Even fixed-rate cards are no shelter.] The jockeying around to find a low-rate card is really only half the equation, ... The real thing to do is pay down debt.

Greg McBride

 Cards
The environment has improved dramatically thanks to the Federal Reserve interest rate hikes. Cash investments look pretty good right now. - Greg McBride Quotes

The environment has improved dramatically thanks to the Federal Reserve interest rate hikes. Cash investments look pretty good right now.

Greg McBride

 Environment
We'll continue to see some movement in response to anticipation of future Fed rate hikes. - Greg McBride Quotes

We'll continue to see some movement in response to anticipation of future Fed rate hikes.

Greg McBride

 Anticipation
If you carry a balance, your focus should be on credit cards with the lowest interest rates. - Greg McBride Quotes

If you carry a balance, your focus should be on credit cards with the lowest interest rates.

Greg McBride

 
If the prospects that your home will appreciate in value are good, paying PMI is not the end of the world, - Greg McBride Quotes

If the prospects that your home will appreciate in value are good, paying PMI is not the end of the world,

Greg McBride

 Home
If the prospects that your home will appreciate in value are good, paying PMI is not the end of the world. - Greg McBride Quotes

If the prospects that your home will appreciate in value are good, paying PMI is not the end of the world.

Greg McBride

 Home
Conventional wisdom says if you're getting a large refund, it's a bad thing, that you've lent money to the government for free for the past year. If your refund is the only way you can save, who's to say it's a bad idea? It may not be the best way to save, but it's better than nothing at all. - Greg McBride Quotes

Conventional wisdom says if you're getting a large refund, it's a bad thing, that you've lent money to the government for free for the past year. If your refund is the only way you can save, who's to say it's a bad idea? It may not be the best way to save, but it's better than nothing at all.

Greg McBride

 Government
In a rising interest rate environment, there's very little justification for holding on to credit card debt. It should almost always be the primary focus of your debt reduction efforts. - Greg McBride Quotes

In a rising interest rate environment, there's very little justification for holding on to credit card debt. It should almost always be the primary focus of your debt reduction efforts.

Greg McBride

 Debt
But how the borrower performs after taking out the loan isn't' the best indicator of what's to come. The peak for delinquencies and defaults comes between years three and five. - Greg McBride Quotes

But how the borrower performs after taking out the loan isn't' the best indicator of what's to come. The peak for delinquencies and defaults comes between years three and five.

Greg McBride

 
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