We recommend that consumers shift their funds from traditional savings to CDs and from banks to credit unions. If everyone did so they would earn about $40 billion more in interest annually. That's an average of about $400 per household. - Stephen Brobeck Quotes
We recommend that consumers shift their funds from traditional savings to CDs and from banks to credit unions. If everyone did so they would earn about $40 billion more in interest annually. That's an average of about $400 per household. Stephen Brobeck
 

More - Stephen Brobeck Quotes

It prevents credit unions from extending their services to small employee groups. - Stephen Brobeck Quotes

It prevents credit unions from extending their services to small employee groups.

Stephen Brobeck

 Credit
Those who have obtained their scores know significantly more about credit scores than those who have not, - Stephen Brobeck Quotes

Those who have obtained their scores know significantly more about credit scores than those who have not,

Stephen Brobeck

 Credit
Generally it's a good idea, but you need to comparison shop to make sure you get a good deal. - Stephen Brobeck Quotes

Generally it's a good idea, but you need to comparison shop to make sure you get a good deal.

Stephen Brobeck

 
Despite all of the news coverage about credit scores over the past year, many consumers still do not understand important facts about these increasingly influential numbers. - Stephen Brobeck Quotes

Despite all of the news coverage about credit scores over the past year, many consumers still do not understand important facts about these increasingly influential numbers.

Stephen Brobeck

 News
If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates. - Stephen Brobeck Quotes

If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates.

Stephen Brobeck

 Interest
Most Americans are now aware of the consumer debt trap and the need to build wealth, but don't believe they can do so. - Stephen Brobeck Quotes

Most Americans are now aware of the consumer debt trap and the need to build wealth, but don't believe they can do so.

Stephen Brobeck

 
The bottom line for consumers is potentially billions of dollars a year in additional charges, fees, and higher interest rates and lower yields on savings. - Stephen Brobeck Quotes

The bottom line for consumers is potentially billions of dollars a year in additional charges, fees, and higher interest rates and lower yields on savings.

Stephen Brobeck

 Interest
Check the terms and conditions, particularly the grace period and fee levels -- whether or not there's an annual fee -- and interest rates. - Stephen Brobeck Quotes

Check the terms and conditions, particularly the grace period and fee levels -- whether or not there's an annual fee -- and interest rates.

Stephen Brobeck

 Grace
It's a small industry that sells protection in the event you can't make your payments. Essentially, you buy it and it's very expensive; it's not a good deal. - Stephen Brobeck Quotes

It's a small industry that sells protection in the event you can't make your payments. Essentially, you buy it and it's very expensive; it's not a good deal.

Stephen Brobeck

 
If consumers would simply maintain the minimum balance requirement, they wouldn't get hit with monthly fees and wouldn't bounce checks. You want to find a bank that has a minimum balance requirement you can meet. - Stephen Brobeck Quotes

If consumers would simply maintain the minimum balance requirement, they wouldn't get hit with monthly fees and wouldn't bounce checks. You want to find a bank that has a minimum balance requirement you can meet.

Stephen Brobeck

 
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