This money is going to determine how you live in the long run. So if you can deal with short-term emergencies out of short-term resources, that's a better planning approach. - David Wray Quotes
This money is going to determine how you live in the long run. So if you can deal with short-term emergencies out of short-term resources, that's a better planning approach. David Wray
 Emergencies Money

More - David Wray Quotes

What greater hardship can you have as a reason to withdraw your own money? - David Wray Quotes

What greater hardship can you have as a reason to withdraw your own money?

David Wray

 
We took a poll of our members. Seventeen percent of our members said they intended to implement the Roth 401(k) in 2006. Eighty-three percent were going to wait and see or were not going to do it at all. - David Wray Quotes

We took a poll of our members. Seventeen percent of our members said they intended to implement the Roth 401(k) in 2006. Eighty-three percent were going to wait and see or were not going to do it at all.

David Wray

 
They're going to prioritize where they're going to send checks. The owner or manager is using the cash funds until the miraculous rescue occurs. - David Wray Quotes

They're going to prioritize where they're going to send checks. The owner or manager is using the cash funds until the miraculous rescue occurs.

David Wray

 
Have a compelling argument that speaks to the bottom line. - David Wray Quotes

Have a compelling argument that speaks to the bottom line.

David Wray

 Argument
You should be persistent in asking questions until you're fully satisfied you understand what's happening. - David Wray Quotes

You should be persistent in asking questions until you're fully satisfied you understand what's happening.

David Wray

 
They totally disregarded my mom's instructions. - David Wray Quotes

They totally disregarded my mom's instructions.

David Wray

 
Just because someone passes a law in Washington, D.C., to provide an additional voluntary opportunity in a benefit program doesn't mean a company has to immediately implement it. - David Wray Quotes

Just because someone passes a law in Washington, D.C., to provide an additional voluntary opportunity in a benefit program doesn't mean a company has to immediately implement it.

David Wray

 Law
Small companies are always right on the edge. (Setting up a retirement plan) distracts the management from their single-minded purpose of getting business in the door. You've got to make it easy for those people. - David Wray Quotes

Small companies are always right on the edge. (Setting up a retirement plan) distracts the management from their single-minded purpose of getting business in the door. You've got to make it easy for those people.

David Wray

 Management
When times are tough, your matching contributions are going to go down. It's a factor of profitability. - David Wray Quotes

When times are tough, your matching contributions are going to go down. It's a factor of profitability.

David Wray

 
I hear concerns about the additional administrative and compliance resources necessary to run the program right and the difficulty that many feel there will be in educating the rank and file participants. It's a challenging issue to educate employees about investment concepts, and now it's important to teach them about tax planning. - David Wray Quotes

I hear concerns about the additional administrative and compliance resources necessary to run the program right and the difficulty that many feel there will be in educating the rank and file participants. It's a challenging issue to educate employees about investment concepts, and now it's important to teach them about tax planning.

David Wray

 
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